Progress Requires Discipline

Today's question comes from Brad in Arkansas.

Brad writes, "My son is 23 and still lives at home.

He pays rent, his cellphone bill, gas, car insurance and repairs, tithes, et cetera, but he's not saving any money.

He has packages coming to the house almost every day in addition to buying a bunch of stuff he doesn't need.

How do I encourage him not to waste so much money?"

money?"Um, I think we're fighting the wrong battle

Hey-oh

I think the main battle I'd be saying is how can I encourage myself to tell my son he needs to move out? [laughs]

[laughs]

I think that'd be the question.

Um, there's no indicator in this question of the day that the kid is living at home to try to stay out- you know, to try to pay off student loans or something like that because I know that that's a popular thing and I'm not poo-pooing that

Or are they trying to save up money so he can go get his own place?

Right.

There's nothing here indicating that.

Um, and so for that reason, I really do think, John, and I, I, I would love to hear your thoughts on this.

I really do feel like 23 years old, 24 years old, 25 years old still living at home, unless there's a really clear plan in place, "Hey, you're gonna live here until you pay off 70,000 of student loan debt, then you're out.

It's gonna take a year and a half.

We've agreed.

Boom," that's fine, not mad, but if it's just like I'm just at home 'cause it's cozy here and I can play video games on my phone and I can gamble on my phone and I can have Amazon packages delivered and I can kind of just seep into, you know, n- not, the nothingness-

Yeah

... that's not okay.

And I think we really have to push back on that, especially with young boys.

Like, we really have to push them-

With young men, yeah.

It's a disservice.

Today's question comes from Brad in Arkansas.

Brad writes, "My son is 23 and still lives at home.

He pays rent, his cellphone bill, gas, car insurance and repairs, tithes, et cetera, but he's not saving any money.

He has packages coming to the house almost every day in addition to buying a bunch of stuff he doesn't need.

How do I encourage him not to waste so much money?"

money?"Um, I think we're fighting the wrong battle

Hey-oh

I think the main battle I'd be saying is how can I encourage myself to tell my son he needs to move out? [laughs]

[laughs]

I think that'd be the question.

Um, there's no indicator in this question of the day that the kid is living at home to try to stay out- you know, to try to pay off student loans or something like that because I know that that's a popular thing and I'm not poo-pooing that

Or are they trying to save up money so he can go get his own place?

Right.

There's nothing here indicating that.

Um, and so for that reason, I really do think, John, and I, I, I would love to hear your thoughts on this.

I really do feel like 23 years old, 24 years old, 25 years old still living at home, unless there's a really clear plan in place, "Hey, you're gonna live here until you pay off 70,000 of student loan debt, then you're out.

It's gonna take a year and a half.

We've agreed.

Boom," that's fine, not mad, but if it's just like I'm just at home 'cause it's cozy here and I can play video games on my phone and I can gamble on my phone and I can have Amazon packages delivered and I can kind of just seep into, you know, n- not, the nothingness-

Yeah

... that's not okay.

And I think we really have to push back on that, especially with young boys.

Like, we really have to push them-

With young men, yeah.

It's a disservice.