Get On My Level

This week, Matt, RJ, and Lani dig into Delta’s new Basic Business fare, rebuild cashback cards as points earners, and design a credit card strategy for someone traveling 50 weeks a year. They also discuss whether statement credits can genuinely broaden your horizons, Citi’s latest JetBlue transfer change, and JetBlue’s new paid points subscription plans. Later, the crew asks what your wallet reveals about your personality and shares what they are looking forward to during the rest of the year.   \[0:00] Intro Welcome to Stack Your Points: Get On My Level. \[0:51] Viewer Question: Is Basic Business Class a Good Deal? DDAF asks what the crew thinks about Basic Business Class following Delta’s latest change. They break down what passengers may lose by booking the cheaper tier, whether the savings provide enough value, and whether similar restrictions could spread to other airlines. \[13:45] Viewer Question: Turning a Cashback Card Into a Points Card Coder asks which cashback credit card the hosts would convert into a points-earning card and which transferable points currency they would choose. \[24:30] Viewer Question: Credits That Took You Out of Your Comfort Zone Coder asks whether a credit card benefit has ever encouraged the hosts to try something they otherwise would have skipped. The conversation includes Fine Hotels + Resorts, Guardian Bikes, WHOOP, and whether coupon-book credits can occasionally lead to worthwhile discoveries. \[29:52] Viewer Question: The Best Credit Card Setup for a Professional Traveler GSA\_Richie travels approximately 50 weeks per year and is not required to use a company card. The crew builds a wallet for the full-time professional traveler, covering travel protections, hotel and airline benefits, everyday spending, simplicity, and the difference between optimizing for frequent work travel and occasional leisure trips. \[42:45] News: Citi Ends JetBlue Transfers on the ThankYou Mastercard Citi is ending the ability to transfer points to JetBlue from the no-annual-fee Citi ThankYou Mastercard, effective September 20. The crew discusses what the change means for cardholders and the broader Citi ThankYou ecosystem. \[48:00] RJ’s Topic: JetBlue’s Paid Points Subscription Plans RJ received an offer from JetBlue featuring three paid points plans: - - - $750 per year: 2,500 points each month, an additional 3 points per dollar on JetBlue flights, and a 10% redemption benefit - $360 per year: 2,000 points each month and an additional 2 points per dollar on JetBlue flights - $144 per year: 1,000 points each month The crew evaluates the value of these plans and asks whether a similar model could eventually be included with premium credit cards. Could an $895 card replace some statement credits with a monthly points allowance and travel boosts? Could holding the card simply unlock access to an otherwise unavailable subscription? \[57:30] Lani’s Topic: What Does Your Wallet Say About Your Personality? Do certain cards reveal how someone travels, spends, or approaches rewards? The crew considers whether carrying particular cards places people into recognizable points-and-miles personality types. \[1:06:00] Matt’s Topic: What Are You Looking Forward to This Year? Stepping away from credit cards, Matt asks everyone what they are most excited about during the rest of the year. \[1:09:30] Member Shoutouts and Closing The crew wraps up the episode with community and member shoutouts.