5 Things I Will Never Spend Money On as a Multimillionaire (And 5 That Are Worth Every Penny)

**Pre-order Tyler's book**, *Real Wealth*, at ⁠⁠⁠⁠⁠⁠tylergardner.com/book and be eligible for all monthly incentives between now and December 1st! And as always, a MASSIVE thank you to this week's sponsors: - **Momentous**⁠ → ⁠⁠livemomentous.com⁠ **Use code Tyler for up to 35% off your first order!** **Use code Tyler for up to 35% off your first order!** <!--THE END--> - **Gelt** → ⁠⁠joingelt.com/tyler⁠ because Q2 is where strategic businesses make game-changing tax moves. If you're a business or a high-net worth individual, you might want to check this one out today. <!--THE END--> - **Caldera+ Lab**⁠ → If you've been meaning to take better care of your skin, head to CalderaLab.com/TYLER and use code TYLER for 20% off your first order. **And on to the show notes!!** Most people spend decades learning how to make and save money. Far fewer learn **how to spend it well**. In this episode, Tyler shares two very personal lists: five things he’ll happily overpay for, and five things he refuses to spend money on again. Not because one list is objectively right. Because the point is figuring out **your own list**. **In this episode, Tyler covers:** - Why many well-funded retirees still struggle to give themselves permission to spend - Five things Tyler believes are genuinely worth the money, from generous tipping to buying back time - Why a capsule wardrobe, books, house cleaning, and even leasing a car can make sense when they solve the right problem - Five purchases he’s done with—including short-haul first class, expensive wine, and other versions of “luxury” that don’t actually improve his life - Why outsourcing tasks you hate can increase happiness—but outsourcing things you enjoy can do the opposite - How to separate spending that buys **time, health, peace, or connection** from spending that mostly buys an audience - The exercise of building your own “worth it” and “never again” lists The core idea: **The money was never the finish line. It’s a tool for buying more of what you already value.** Spend generously where it meaningfully improves your life. And stop paying for things you only thought you were supposed to want. If the show’s been helpful, **leaving a quick review on Apple or Spotify genuinely helps**. Hope this gives you something to think about this week.