HR2 Exposing Hidden Scams, Shocking Reviews & NFL Mayhem—Can You Trust What You See. (10-12-26)

Before Richard joins me here at, uh, 4:30, I've got a PSA, public service announcement, that actually was sent to me by none other than the IRS The Internal Revenue Service.

It is Cybersecurity Awareness Month.

This is October, and there's several things that they've got in here to, again, help people be safe and, and not be, be, um, uh, taken advantage of and taken for money and so on.

And there's things that they've got in this complete, uh, public service announcement.

I can't read the entire thing, but let me g- go through some of the highlights for you.

Uh, first things first.

Take simple steps to strengthen your cybersecurity.

So the IRS encourages taxpayers and tax professionals, businesses, and other organizations to take these steps.

Use strong, unique passwords.

Use different passwords for important accounts and consider using a password manager.

In fact, n- number one...

And by the way, if you don't have that already built into the system that you use, uh, find one that does work, and there's tons of apps and so on that will help you with this.

Some of them have a price, some of them are free.

Uh, but use unique passwords.

And I was taught years ago that you could even use things like phrases, like, you know, I don't know, phrases that people would never guess.

"I love the Rocky Mountains," and that's a phrase.

And then, by the way, you would do something unique with, you know, maybe I is a one, and you do unique things along those lines in these phrases where you substitute even certain letters with numbers that would equate to that letter, and you get the drift.

So there's all sorts of ways to have unique passwords.

But really, password manager, that's what I use, by the way, uh, comes built into Apple, and I use their, their, you know, encryption and password protection or their password, uh, suggestions and so on con- constantly, and it's a great way to do it.

You, you're not having to dream up and think of unique passwords in that manner.

Turn on multi-factor authentication.

So two-factor authentication is what they call it.

If it's available, it adds an extra layer of protection for online accounts, and most of your banking and financial accounts will make you do that anyways.

Uh, some of them make you...

You can, you can turn that on or off.

Before Richard joins me here at, uh, 4:30, I've got a PSA, public service announcement, that actually was sent to me by none other than the IRS The Internal Revenue Service.

It is Cybersecurity Awareness Month.

This is October, and there's several things that they've got in here to, again, help people be safe and, and not be, be, um, uh, taken advantage of and taken for money and so on.

And there's things that they've got in this complete, uh, public service announcement.

I can't read the entire thing, but let me g- go through some of the highlights for you.

Uh, first things first.

Take simple steps to strengthen your cybersecurity.

So the IRS encourages taxpayers and tax professionals, businesses, and other organizations to take these steps.

Use strong, unique passwords.

Use different passwords for important accounts and consider using a password manager.

In fact, n- number one...

And by the way, if you don't have that already built into the system that you use, uh, find one that does work, and there's tons of apps and so on that will help you with this.

Some of them have a price, some of them are free.

Uh, but use unique passwords.

And I was taught years ago that you could even use things like phrases, like, you know, I don't know, phrases that people would never guess.

"I love the Rocky Mountains," and that's a phrase.

And then, by the way, you would do something unique with, you know, maybe I is a one, and you do unique things along those lines in these phrases where you substitute even certain letters with numbers that would equate to that letter, and you get the drift.

So there's all sorts of ways to have unique passwords.

But really, password manager, that's what I use, by the way, uh, comes built into Apple, and I use their, their, you know, encryption and password protection or their password, uh, suggestions and so on con- constantly, and it's a great way to do it.

You, you're not having to dream up and think of unique passwords in that manner.

Turn on multi-factor authentication.

So two-factor authentication is what they call it.

If it's available, it adds an extra layer of protection for online accounts, and most of your banking and financial accounts will make you do that anyways.

Uh, some of them make you...

You can, you can turn that on or off.