Jul 4, 2026 · 40 min · 23 segments
The number of people in the world with a bank account or money service provider increased by 2 billion over the past decade. This phenomenon reflects what Dr. Tyler Girard calls the global financial…
Tyler GirardGuestMiranda MelcherHostCould you start us off by introducing yourself a little bit and tell us why you decided to write this book? What kinds of questions motivated you to pursue the project?

So I'm an assistant professor in the Department of Political Science at Purdue University.

My areas of interest sort of broadly revolve around global economic governance and the governance of digital technologies in particular.

So my background that led me to write this book in the first place actually goes back to when I was just working part time as an undergraduate student, you know, paying my way through college.

And it just happened to coincide with the roughly the start of the financial crisis or kind of as we're getting into the thick of it.

I was sort of seeing a very vivid moment in history play out in terms of the politics of banking, that this isn't just a sort of routine set of economic activities.

And so that's what sort of spurred my interest in the politics of finance and banking in the first place.

And then as I started to work my way through school and ultimately took on this project, what sort of struck me at the time was that there was very different perspectives academically about what this idea of financial inclusion entails.

what this agenda, this global financial inclusion agenda entailed, and the extent to which different communities, different countries, different types of organizations were actually able to exercise agency or power within this broader global agenda.
Could you start us off by introducing yourself a little bit and tell us why you decided to write this book? What kinds of questions motivated you to pursue the project?

So I'm an assistant professor in the Department of Political Science at Purdue University.

My areas of interest sort of broadly revolve around global economic governance and the governance of digital technologies in particular.

So my background that led me to write this book in the first place actually goes back to when I was just working part time as an undergraduate student, you know, paying my way through college.

And it just happened to coincide with the roughly the start of the financial crisis or kind of as we're getting into the thick of it.

I was sort of seeing a very vivid moment in history play out in terms of the politics of banking, that this isn't just a sort of routine set of economic activities.

And so that's what sort of spurred my interest in the politics of finance and banking in the first place.

And then as I started to work my way through school and ultimately took on this project, what sort of struck me at the time was that there was very different perspectives academically about what this idea of financial inclusion entails.

what this agenda, this global financial inclusion agenda entailed, and the extent to which different communities, different countries, different types of organizations were actually able to exercise agency or power within this broader global agenda.
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