Desjardins Group
Canadian association of credit unionswww.desjardins.com
59
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33
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26
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Search complete. 59 mentions across 33 episodes found for "Desjardins Group".
Oct 26, 2026
JudyNARRATOR
A $20,000 prepayment, extra money paid towards your mortgage on top of your scheduled payments, claws back only about $125 of that.
JudyNARRATOR
Desjardins senior economist Carrie Norman offers a useful benchmark for a household renewing after five years with 20 years remaining on the amortization and increase in the five-year fixed rate to 4% from 2% adds roughly $100 a month in mortgage payments for every $100,000 of outstanding principal.
JudyNARRATOR
With major lenders raising select fixed rates to protect margins, treating an initial renewal letter as a final offer is one of the most expensive mistakes borrowers can make, said Velko.
JudyNARRATOR
On a $600,000 mortgage, a difference of just 0.25 percentage points can mean roughly $75 to $80 per month, depending upon amortization.
Peter ArmstrongHOST
What does all this mean for you? And are there any bright spots left on the horizon? Well, let's find out.
Peter ArmstrongHOST
Randall Bartlett is the Deputy Chief Economist with Desjardins Group.
Peter ArmstrongHOST
He's in Toronto.
Peter ArmstrongHOST
Charles Saint-Arnaud is the Chief Economist with Service Credit Union in Calgary.
20 MINS LATER
Peter ArmstrongHOST
Well, we'll see if it is.
Peter ArmstrongHOST
Am I ever glad to have had you guys on the show today? Thank you all for this.
Peter ArmstrongHOST
Randall Bartlett, Deputy Chief Economist with Desjardins Group.
Peter ArmstrongHOST
Charles Saint-Elno is Chief Economist with Service Credit Union.
Angie SethHOST
Today, Premier Danielle Smith sat down with Kathleen Petty, the host of CBC's West of Centre podcast, to discuss the results and what comes next for both her government and the province.
Angie SethHOST
She and Desjardins reports.
Shianne DeschardinsCORRESPONDENT
It absolutely was worth it.
Shianne DeschardinsCORRESPONDENT
Alberta Premier Danielle Smith is standing firm on her decision to hold the referendum.
Steve SaretskyHOST
It's going to take time to clear, but really nobody's starting new housing because the housing market is just so fundamentally broken that like no project is ever going to pencil in the next 12 months.
Steve SaretskyHOST
So there's an interesting stat that was put out from Desjardins this past week.
Steve SaretskyHOST
So Toronto started... like started construction, they started 525 condo units in the first nine months of this year.
Steve SaretskyHOST
The 10-year average is 14,000.
Marco D'AmicoHOST
That is a coaching issue.
Shaun StarrHOST
Do you want to go see the Montreal Canadiens in the Desjardins section, the all-you-can-eat section? We can hook you up.
Shaun StarrHOST
We're giving away a single ticket to the game coming up and on, what is it, Halloween? I keep forgetting.
Shaun StarrHOST
And pretty simple.
Shaun StarrHOST
pretty simple.
Shaun StarrHOST
You have to subscribe to the channel and comment sick in the comments section, as Marco is already keeping tabs on all the comments and everything else.
Shaun StarrHOST
And we're going to draw one lucky winner to go see the Montreal Canadiens in the Desjardins section to go watch that game, courtesy of Starr and D'Amico.
Shaun StarrHOST
and uh you'll have a great time you'll have a great great time so make sure you it begins with subscribing to the channel comment sick on our videos and you'll be automatically entered and we will do the draw and you will be contacted officially by this channel so just heads up on that
Dan BlakelyHOST
Ontario's housing market could start showing signs of life again next year.
Dan BlakelyHOST
A Desjardins report predicts home sales will climb nearly 5% in 2027 as lower prices, higher incomes and support for first-time buyers bring more people back into the market.
Dan BlakelyHOST
Average home prices expected to rise a modest 2.4%.
Dan BlakelyHOST
Four people have been charged following a reported break-and-enter at a Gravenhurst car wash. OPP responded to the business on Talisman Drive around 5.45 Tuesday morning, quickly tracked down the suspects and confiscated methamphetamine, break-in instruments and stolen credit card data.
Nathan DownerHOST
The agency says it'll review how 10 peer countries have worked to build housing at a greater scale for lessons to inform Canada's ongoing efforts.
Michelle DubéHOST
Meanwhile, new analysis from Desjardins forecasts a modest improvement in Ontario's housing market over the next year.
Michelle DubéHOST
Senior economist Kari Norman said favorable economic conditions are expected to help push buyers off the sidelines, but higher borrowing costs may blunt some of the rebound.
Michelle DubéHOST
The report predicts two near-term interest hikes by the Bank of Canada.
Paul StevensonHOST
the expectations have jumped dramatically.
Paul StevensonHOST
I think BMO, RBC and Desjardins all changed their forecast to now say that they're expecting the Bank of Canada to raise that overnight rate to 2.5% from two and a quarter.
Paul StevensonHOST
And overnight markets are pricing in now an 87% chance of a hike, which is up from 70% earlier the same day.
Paul StevensonHOST
You're listening to the Ottawa Real Estate Podcast, your go-to source for all things Canadian real estate.
Paul StevensonHOST
So basically a week from when this comes out.
Paul StevensonHOST
And the expectations, as you said, have jumped dramatically.
Paul StevensonHOST
I think BMO, RBC and Desjardins all changed their forecast to now say that they're expecting the Bank of Canada to raise that overnight rate to 2.5% from two and a quarter.
Paul StevensonHOST
And overnight markets are pricing in now an 87% chance of a hike.
George MavroudisGUEST
That's just one of many of the opportunities that I see going forward.
George MavroudisGUEST
And do you see this as the largest opportunity for the combined entity, the insurance business? That business, DGAM, is already the sole money manager of those assets.
George MavroudisGUEST
So in essence, we already manage all the assets.
George MavroudisGUEST
So the opportunity really is As the appetite for different asset classes emerge, we have a partner that we can reallocate assets and hopefully together build capabilities that will meet their needs.
George MavroudisGUEST
That
Andres RinconHOST
makes a lot of sense.
Andres RinconHOST
And actually, you mentioned the word affiliate, but I'm going to use a different word, and I apologize in advance for saying so many times, but Correct me if I'm wrong, but Guardian is a subsidiary of DGAM now.
Andres RinconHOST
And you also have a lot, well, Guardian itself has a lot of subsidiaries.
speaker_0NARRATOR
WorldSource Wealth Management Inc. is a dual registered firm, both as a mutual fund dealer and an investment dealer.
speaker_0NARRATOR
Both WorldSource Financial Management Inc. and WorldSource Wealth Management Inc. are members of the Canadian Investor Protection Fund, and the Canadian Investment Regulatory Organization, and subsidiaries of WorldSource Group of Companies Inc., a wholly owned indirect subsidiary of the Fédération des Caisses Desjardins du Québec, which is part of the Desjardins Group.
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