AI Agents Will Change How We Work and Get Paid - Eynat Guez (CEO, Papaya Global)

What happens when AI agents become part of the workforce? Will companies eventually pay taxes on AI agents? And could stablecoins replace traditional banking infrastructure for global payroll? In this episode of the WRAP UP podcast, I sit down with Eynat Guez, CEO and co-founder of Papaya Global, to discuss how artificial intelligence and stablecoins are reshaping global employment, payroll and cross-border payments. Papaya Global has evolved from a workforce management platform into a global payments business processing close to $50 billion annually, according to Eynat. She shares how Papaya has reduced its human marketing team by roughly half while tripling its use of AI agents. She also predicts that employees will soon manage multiple AI agents and that governments could eventually introduce taxes based on AI token consumption. We explore why Eynat still refuses to give AI agents direct access to payment systems, despite her confidence in the technology. The conversation then turns to stablecoins. Eynat explains why Papaya is already using stablecoin rails to move money internationally and predicts that demand for stablecoin payments could reach 30–40% within two years. In this episode, we discuss: - How AI agents could reshape employment and hiring by 2030. - Why Papaya Global reduced its marketing headcount while increasing AI adoption. - Whether governments will start taxing AI agents. - Why AI agents still cannot be fully trusted to execute payments. - How stablecoins are changing global payroll and treasury operations. - Papaya Global's Banco offering and its vision of becoming a new bank for the workforce. - How Papaya's partnership with eToro brings savings and investment options to workers. - Why the future workforce could involve people working for five or ten companies simultaneously. \_\_\_\_\_\_\_\_\__ LinkedIn: https://www.linkedin.com/in/sirojboboev/ Newsletter: https://www.fintechwrapup.com/ Instagram: https://www.instagram.com/wrapuppodcast/ Tiktok: https://www.tiktok.com/@wrapuppodcast X: https://x.com/samboboev