Sep 3, 2026 · 38 min · 20 segments
Employer-sponsored health insurance covers 165.6 million Americans. It’s the default. For lots of workers, it’s a key reason to accept a job offer, or to stay in a job. But that system is slowly…
Bob HermanGuest
Dan WeissmannHost
Rachel Bernier-GreenGuest
She wanted to keep those team members around and she knew health insurance would help do that.
And so that's when I actually started to think, how do we actually get this in place?
And she could tell because some of her clients were already seeing rate hikes from their health insurance companies.
They had policies that renewed early in the year, and these were much steeper increases than they'd been expecting.
So they came to Rachel, their fractional CFO, to help them figure out how to adjust and And Rachel knew she would have to do the same.
It was almost like standing on a train tracks and you're just kind of staring down the impending doom because you know you're going to be in the exact same situation in a couple of months.
She says she shared the bad tidings with her team as data came in right from the start.
And she said she makes a practice of sharing the company's finances, details and all with her colleagues.
We have regular team meetings where we're discussing these things and we could all look at the numbers and the writing was on the wall.
So when we kind of got to the end of the road, it wasn't me saying, surprised, here's what's going on with the health insurance.
It was more, okay, we've reached the point where we have to make a decision and call it.
They made the call at a regular team meeting, which doesn't mean the meeting was routine.
My heart was just in my stomach because I knew what we needed to do and I just didn't want to want to do it.
She wanted to keep those team members around and she knew health insurance would help do that.
And so that's when I actually started to think, how do we actually get this in place?
And she could tell because some of her clients were already seeing rate hikes from their health insurance companies.
They had policies that renewed early in the year, and these were much steeper increases than they'd been expecting.
So they came to Rachel, their fractional CFO, to help them figure out how to adjust and And Rachel knew she would have to do the same.
It was almost like standing on a train tracks and you're just kind of staring down the impending doom because you know you're going to be in the exact same situation in a couple of months.
She says she shared the bad tidings with her team as data came in right from the start.
And she said she makes a practice of sharing the company's finances, details and all with her colleagues.
We have regular team meetings where we're discussing these things and we could all look at the numbers and the writing was on the wall.
So when we kind of got to the end of the road, it wasn't me saying, surprised, here's what's going on with the health insurance.
It was more, okay, we've reached the point where we have to make a decision and call it.
They made the call at a regular team meeting, which doesn't mean the meeting was routine.
My heart was just in my stomach because I knew what we needed to do and I just didn't want to want to do it.
The rest of this transcript — segmented and speaker-labeled, so you land on the exact moment something was said
Search every transcript — by keyword, by phrase, or by meaning, across every show Radar indexes
Trends — what is surging across podcasts, measured against its own baseline
Alerts — when a name you follow appears in a newly indexed episode
No account is needed to search Radar.