Sep 2, 2026 · 38 min · 10 segments
In this episode of the ABA Fraudcast, Google's David Caragliano joins ABA's Paul Benda to discuss how stronger advertiser verification can help prevent online scams, including bank impersonation and…
David CaraglianoGuest
Paul BendaHost
You know, you say it very plainly that you should know who you're doing business with.

So can you tell me, you know, how much consistency is there today across different platforms? And, you know, what elements of Google's approach do you think should be a baseline practice?

My sense is that there is some fragmentation here, but we do think this is a best practice.

We would support an industry standard Even harder regulation requiring platforms to conduct KYA, know your advertiser.

I think there are really three elements of what a best practice is for advertising.

know your advertiser, right? I think that what we need to focus on here is risk-based verification.

You've got certain checks for standard advertisers, and then in higher risk sectors, there's more diligence, more friction.

So our trust models are continuously evaluating those accounts based on various behavioral signals.

And so an account that may appear standard on day one might then there might be a red flag, and then they might be subject to a different sort of verification.

And then the third thing here that's super important is that we need to align on standards for digital identity.

You know, you say it very plainly that you should know who you're doing business with.

So can you tell me, you know, how much consistency is there today across different platforms? And, you know, what elements of Google's approach do you think should be a baseline practice?

My sense is that there is some fragmentation here, but we do think this is a best practice.

We would support an industry standard Even harder regulation requiring platforms to conduct KYA, know your advertiser.

I think there are really three elements of what a best practice is for advertising.

know your advertiser, right? I think that what we need to focus on here is risk-based verification.

You've got certain checks for standard advertisers, and then in higher risk sectors, there's more diligence, more friction.

So our trust models are continuously evaluating those accounts based on various behavioral signals.

And so an account that may appear standard on day one might then there might be a red flag, and then they might be subject to a different sort of verification.

And then the third thing here that's super important is that we need to align on standards for digital identity.
The rest of this transcript — segmented and speaker-labeled, so you land on the exact moment something was said
Search every transcript — by keyword, by phrase, or by meaning, across every show Radar indexes
Trends — what is surging across podcasts, measured against its own baseline
Alerts — when a name you follow appears in a newly indexed episode
No account is needed to search Radar.