[laughs] You're revealing all my secrets.

Yes, exactly, because I know how much you love Vic.

Um, so, so, [laughs] so we, we had coffee there, and then that's where this-- Yeah, we were talking about Bill later, but it was like, you know, my recollection was it's really hard to pay for something on a mobile phone.

Mobile phones are becoming more ubiquitous.

We should have a way of solving the pajama problem of you're upstairs in your pajamas, you wanna buy something, your credit card is downstairs.

How do you pay? Meanwhile, not just are mobile phones ubiquitous, but social networks are ubiquitous, and maybe there's a new underwriting mechanism of kind of going back to the old general store from like the eighteen hundreds of it's like you show up at the general store, you don't have cash, like both literally and figuratively.

You don't have it on you, but you don't even have it, you know, back home.

I, I don't, I don't find it a negative thing.

Mm.

But, like, imagine that, that you're Chris at Toast.

You start this company, you go to a restaurant and say, "Hey, I want you to use my, my product." And the restaurant asks some very good questions like, "Okay, well, how much cash do you have left?" It's like, "I have a week." "Okay, interesting.

How many other customers do you have?" "Zero."...

That's impossible! How can you pull that off? If, if you are this rare breed of person that can materialize labor, capital, and customers, and then I have kind of two sub-appendages after that.

I really, really like people that have studied the history of the space.

And I say this because the best entrepreneurs that I've met, they have learned everything about the space.

How much weight should we place on revenue growth today versus not? And is there a world where these companies that are going from one to three or four, three or four, it used to be good, are left behind?

The green flag is-

What's the green flag? The gr- the green flag is not only have...

do I know everything? Um, I mean, I, I'll give you one example.

I think the Collison brothers went out to, like, Dee Hock's ranch.

Oh, yeah.

Like, Dee Hock started Visa.

Yeah.

That's a good reason.