PhonePe CTO on how they are using AI at scale | Rahul Chari | Intelligent Indians

What does it actually take to build AI for 70 crore users? Vikram sits down with Rahul Chowdhury -  co-founder and CTO of PhonePeto talk about how India's most scaled fintech is approaching AI. Not with hype or a top-down mandate, but with a quiet, deliberate, engineering-first philosophy that started four years ago with a small team focused on making developers happier. Rahul shares the inside story of PhonePe's AI journey from building their own LLM gateway and Agent Hub, to launching AI search with Microsoft, to betting on on-device models for privacy and cost. And i...