Aug 19, 2026 · 52 min · 17 segments
Most people save for vacations one trip at a time and start over from zero every year. There is a version where you build the fund once and it keeps paying for your trips forever, and $100 a month is…
Andrew GiancolaHost
On this episode of the Personal Finance Podcast, how to build a vacation fund that pays you for life, plus money Q&A.

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Now, today we are going to be diving into how to build a vacation fund that pays you for life.

And in this episode, we're also gonna dive into a bunch of your questions in this episode of Money Q&A.

But I wanna kinda put on my mad scientist outfit on today because I love thinking through unique ways for you to save and invest your dollars.

And we recently did this on an episode talking about paying cash for cars, and people loved it.

We had so many different people sending us an email saying, "I never thought about it this way before.

Can you do more episodes just like this?" And so I wanted to talk through ways that you can pay for specific things by building up a portfolio and then utilizing that portfolio to actually pay for your liabilities or things that really are just gonna be paid for in cash otherwise.

And so I'm really, really excited to think through exactly how you can do this, because this is a really, really powerful methodology that is going to allow you to pay cash for all of your vacations.

But the goal here is to build a portfolio where you can draw on that portfolio for vacations for life, and this is specifically earmarked for vacations.

Now, you could do this for all kinds of different things, but in th- this episode, we're gonna be talking about how to utilize it for vacations, 'cause this is something that I am gonna be doing.

This is something I'm gonna be building up, is a vacation portfolio so I can utilize it for experiences and things that I wanna do throughout life.
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