Oct 20, 2026 · 36 min · 12 segments
One outdated beneficiary form could put your family's inheritance at risk. Hannah Kesler explains why it's important to review beneficiary designations after marriage, divorce, or other major life…
Hannah KeslerHost
But this episode today is super important because we talk a lot about building our wealth, which is important, but you can spend your entire life doing that.
But if you don't tell that wealth where to go, you may not leave the legacy that you intended to.
So y'all, when's the last time that you went in and updated your beneficiaries or looked at even who your beneficiaries are? When's the last time you looked at your wills and your testaments, your power of attorneys in the future, right? Like these are some important estate planning that we need to think about, not...
It doesn't have to be in every single day, obviously, but don't continue to push it off decade after decade and then never go back and look at it because when you need it the most, it may not be set up properly and then you got another whole shit storm of stuff that you gotta go in and dig yourself out of.
But who is going to receive that when you are no longer here? It's not an if it happens, it's a when it happens.
And the biggest myth that I think a lot of us are taught to believe is that, okay, I have a will, well, everything's going to be handled.
So let's start here, right? What is a beneficiary? A beneficiary is the person or entity who's going to receive the monies or the windfall or that asset when that owner of the asset passes away.
The beneficiary on your policy, they are the ones who receives the death benefit of your policy at the time of your passing.
Your 401Ks, your 403Bs, your IRAs, your Roths, you designated a beneficiary on those different accounts as well.
Hey, have you even gone into your retirement accounts and seen who's the beneficiary of those accounts? Y'all, I found out, my mother still, on my first ever checking account that I opened up, it's a student checking account, it still is labeled as student checking on that thing.
If I were to die, mom gets half of that money that's inside of that bank account.
It was my mom, because they were going in and doing all these taxes stuff and they're doing some business acquisitions, whatever.
But this episode today is super important because we talk a lot about building our wealth, which is important, but you can spend your entire life doing that.
But if you don't tell that wealth where to go, you may not leave the legacy that you intended to.
So y'all, when's the last time that you went in and updated your beneficiaries or looked at even who your beneficiaries are? When's the last time you looked at your wills and your testaments, your power of attorneys in the future, right? Like these are some important estate planning that we need to think about, not...
It doesn't have to be in every single day, obviously, but don't continue to push it off decade after decade and then never go back and look at it because when you need it the most, it may not be set up properly and then you got another whole shit storm of stuff that you gotta go in and dig yourself out of.
But who is going to receive that when you are no longer here? It's not an if it happens, it's a when it happens.
And the biggest myth that I think a lot of us are taught to believe is that, okay, I have a will, well, everything's going to be handled.
So let's start here, right? What is a beneficiary? A beneficiary is the person or entity who's going to receive the monies or the windfall or that asset when that owner of the asset passes away.
The beneficiary on your policy, they are the ones who receives the death benefit of your policy at the time of your passing.
Your 401Ks, your 403Bs, your IRAs, your Roths, you designated a beneficiary on those different accounts as well.
Hey, have you even gone into your retirement accounts and seen who's the beneficiary of those accounts? Y'all, I found out, my mother still, on my first ever checking account that I opened up, it's a student checking account, it still is labeled as student checking on that thing.
If I were to die, mom gets half of that money that's inside of that bank account.
It was my mom, because they were going in and doing all these taxes stuff and they're doing some business acquisitions, whatever.
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