The Hart Of It All with Teri Hart
Jun 23, 2026 · 52 min · 12 segments
The hidden crisis in Canadian seniors' care: why so many wait in limbo and how for-profit chains profit at their expense Imagine a system where 70% of long-term care homes are owned by private…
So what is the difference between a retirement community, a long-term care home, and a nursing home?
It is what we tend to think of as a congregate living setting where people who need assistance or nursing care go live.
The real distinction is between long-term care homes and then retirement homes, which is also its own little bit of umbrella term.
They receive all of their funding directly from the government and whatever co-pay there is from the resident that is paying.
A complex, expensive care you can get probably outside of an ICU, intensive care unit or something like that, right? Like this is meant for complex long-term stays.
So usually you're talking about people who have more than one major health issue.
So they have a mobility issue and maybe they have, you know, heart issues or diabetes.
Maybe they have dementia and they also have issues with eating or vision issues.
They need help generally with most activities of daily living, the very basics like toileting, getting dressed, things like that, and a lot of monitoring around their nursing care.
Now, there are a few exceptions that are government-run retirement homes, but by and large, they are not.
And they're actually governed by some retirement home legislation and the Residential Tenancies Act.
Because when you go into a retirement home, you're actually going into a tenancy agreement with the licensee of the retirement home, which is now your landlord for all intents and purposes.
So what is the difference between a retirement community, a long-term care home, and a nursing home?
It is what we tend to think of as a congregate living setting where people who need assistance or nursing care go live.
The real distinction is between long-term care homes and then retirement homes, which is also its own little bit of umbrella term.
They receive all of their funding directly from the government and whatever co-pay there is from the resident that is paying.
A complex, expensive care you can get probably outside of an ICU, intensive care unit or something like that, right? Like this is meant for complex long-term stays.
So usually you're talking about people who have more than one major health issue.
So they have a mobility issue and maybe they have, you know, heart issues or diabetes.
Maybe they have dementia and they also have issues with eating or vision issues.
They need help generally with most activities of daily living, the very basics like toileting, getting dressed, things like that, and a lot of monitoring around their nursing care.
Now, there are a few exceptions that are government-run retirement homes, but by and large, they are not.
And they're actually governed by some retirement home legislation and the Residential Tenancies Act.
Because when you go into a retirement home, you're actually going into a tenancy agreement with the licensee of the retirement home, which is now your landlord for all intents and purposes.
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