Future-proofing the workforce through strong people risks management

Welcome to Risk in Context, which features conversations with MOSH colleagues, risk professionals, and others intended to help you better understand key risks, build more effective insurance programs, and think creatively about risk.

I'm Carolina Klint, MOSH's Chief Commercial Officer for Europe.

Organizations are navigating a complex people risk environment shaped by technology disruption, workforce and skills challenges, cyber concerns, rising health and benefits costs, and growing employee anxiety.

All themes highlighted in our People Risk Report 2026.

What stands out is that these aren't isolated issues.

They're deeply connected.

They show up differently across regions, and they're having a growing impact on Resilia's workforce stability and business performance.

In this episode, I'm joined by three colleagues from Marsh's Health and Benefits business.

Adam Buckley, multinational advisory leader.

Ricardo de Almeida, regional leader for Latin America and the Caribbean, and Risha Isaac, Africa multinational team leader.

We will discuss how the top people risks highlighted in this year's report, how they're evolving across regions, what they mean for organizations, and what leaders should be doing now to future-proof their organizations and their workforce.

So before we get into the findings, I would love for each of you to briefly introduce yourselves and tell us from where you sit, what makes people risk such a strategic issue for organizations right now? Ella, I'm going to start with you.

Welcome to Risk in Context, which features conversations with MOSH colleagues, risk professionals, and others intended to help you better understand key risks, build more effective insurance programs, and think creatively about risk.

I'm Carolina Klint, MOSH's Chief Commercial Officer for Europe.

Organizations are navigating a complex people risk environment shaped by technology disruption, workforce and skills challenges, cyber concerns, rising health and benefits costs, and growing employee anxiety.

All themes highlighted in our People Risk Report 2026.

What stands out is that these aren't isolated issues.

They're deeply connected.

They show up differently across regions, and they're having a growing impact on Resilia's workforce stability and business performance.

In this episode, I'm joined by three colleagues from Marsh's Health and Benefits business.

Adam Buckley, multinational advisory leader.

Ricardo de Almeida, regional leader for Latin America and the Caribbean, and Risha Isaac, Africa multinational team leader.

We will discuss how the top people risks highlighted in this year's report, how they're evolving across regions, what they mean for organizations, and what leaders should be doing now to future-proof their organizations and their workforce.

So before we get into the findings, I would love for each of you to briefly introduce yourselves and tell us from where you sit, what makes people risk such a strategic issue for organizations right now? Ella, I'm going to start with you.