Potpourri

We talk about buying lunch and it's hard to get ahead these days and saving money and this kind of stuff, right? If you bought your lunch every working day of the year, basically it's $4,000 if your lunch was $15 a day.

If it's $15 a day on your lunch for every day, that's $4,000.

If instead you brought your sack lunch, okay, and you put, hold on a minute because I can see everybody going right, blah, blah, blah.

Okay, if you put that money in the bank every year, okay, that $4,000, at the end of the first year, you're going to get a few hundred bucks in interest.

You go, oh, big deal.

I hardly got any interest on that.

It's not exciting, okay? Second year, same thing.

You go, oh, well, I got some money on interest, but it's not too exciting because I could have bought, For $4,000, I could have bought this, that, or the other, okay? Okay.

I

could have Chinese takeout every day for lunch.

Yes.

So listen to this.

Okay.

Here we go.

After 20 years, and this is where, man, if you young guys don't understand compound interest, man, it is a game changer.

So listen to this.

For 20 years of doing this, you know how much money you would end up with? If you put in the S&P with about an average of 10% return, okay? $225,000 to $235,000.

Okay.

Now that's investing $80,000 because that's the 80 grand you would have saved after 20 years of not buying your lunch.

20 years at four grand a year, $80,000.

Yep.

You would get $235,000.

Put it into T-bills.

Yep.

Yep.