Colin Stroud on Credit Card Rewards, Maximizing Points, and Turning Business Spending into Better Travel

Camp Jennings sits down with Colin Stroud, founder of Go Somewhere, for a change of pace from the usual material handling conversation and a practical look at how business owners can get more value from the money they are already spending. After turning his own obsession with travel and credit card rewards into a business, Colin now helps clients build smarter card strategies and turn accumulated points into memorable travel experiences. In this conversation, Colin breaks down some of the most common mistakes people make with credit cards, including assuming that the most expensive card is automatically the best. He explains how spending habits, lifestyle, and personal goals should determine which cards make sense and why a card with a high annual fee or premium perks may still be a poor choice if it does not generate meaningful rewards from the purchases you make most often. The discussion also explores cash back versus travel rewards and why Colin generally prefers flexible points that can be transferred across multiple airlines and hotel programs. He explains the math behind maximizing travel points and how the same spending that might generate a few thousand dollars in cash back can potentially create significantly more value when points are redeemed strategically for travel. **Chapters** \[00:00] Choosing between cash back and travel rewards \[00:50] Introducing Colin Stroud and Go Somewhere \[02:29] A different kind of Load It or Leave It conversation \[03:03] Turning a passion for credit card rewards into a business \[04:16] Colin's lifelong love of travel \[05:06] Discovering unexpected travel destinations \[05:40] The biggest credit card mistakes people make \[06:01] Why the most expensive card is not always the best \[07:22] Credit cards worth considering \[07:35] Chase, Bilt, and maximizing everyday spending \[09:15] Cash back versus airline and hotel points \[09:53] The simplest credit card strategy \[10:10] Why flexible travel points offer more options \[11:30] Understanding what points are really worth \[12:17] How travel rewards can outperform cash back \[13:31] Getting more value from hotel points \[14:16] Load It or Leave It \[16:00] Who can benefit most from a rewards strategy \[16:54] Final thoughts and connecting with Colin