Insuring self-driving cars & who pays when AI crashes?

Alex, listening back to that what do you think? Do those predictions still hold? I think

the predictions hold.

I think the thing that's always been a challenge for us has been the timeline, how quickly this vehicle technology will be adopted across the market.

I still believe an awful lot of what we were saying, but it feels like we're constantly saying this is coming, this is coming, and there's going to be a moment at which it arrives.

And that's the thing we've got to be ready for.

So where

are

we

right now? We're in a very messy middle, I would say.

We've got an awful lot of interesting and evolving technology on vehicles.

We've got an awful lot that drivers won't even be aware of that is happening.

We've got the legislation that is coming into force this year that really solidifies that transfer of liability.

But in terms of...

Are customers in the insurance market, the personalised insurance market, are brokers going to be dealing with queries from fleet managers who are looking at large scale, fully autonomous fleets in 2026? I think that might not be the case.

Dom, is that something that resonates with you?

So I agree with Alex with a sort of messy middle ground.

And I see we're going kind of two directions.

With personal vehicles, you're kind of getting very high levels of assisted driving.

So you're having hands off the wheel, but your eyes still need to be on the road and you're still liable as a driver.

And then we're also seeing these sort of fleet insurance and these big companies bringing robo taxis or autonomous parking zones.

So you're kind of seeing these two different avenues we're going down.

Don, what autonomous innovations are being tested at sites across the country now?

We're seeing a lot of hands-free assisted technology.

So we're really trying to work out how the driver interacts with the technology.

It's not about replacing the driver.