Earmark Podcast | Earn Free Accounting CPE
Jun 11, 2026 · 34 min · 11 segments
Karl Paadam made partner at PwC Estonia at 26, spent a decade in tech, and came back to build United Accountants on a contrarian thesis: the future of accounting is human. He joins Blake to explain…
Karl PaadamGuestBlake OliverHostAnd your central message on the website is accounting is human, but you're also building an AI first firm.
How can the future of accounting be human when here we are figuring out how to do all the work with AI?

And, uh, we believe that that relationship, that trusted relationship will even get stronger and stronger over time.

So, whereas right now you might be spending time on getting data from clients and from, you know, from recognizing what the, what the transactions are doing, reconciliation, like all of this stuff.

And then CPAs can really focus on their clients and what their real problems are.

So maybe you have too much money on your bank account, which should be earning a yield.

So there are different types of services which organizations don't always have the right help for.
Giving advice or doing advisory services is something that we've been talking about as a profession for a long time.
One of the challenges is, at least in my experience, that I wasn't taught how to do this in school.
And your central message on the website is accounting is human, but you're also building an AI first firm.
How can the future of accounting be human when here we are figuring out how to do all the work with AI?

And, uh, we believe that that relationship, that trusted relationship will even get stronger and stronger over time.

So, whereas right now you might be spending time on getting data from clients and from, you know, from recognizing what the, what the transactions are doing, reconciliation, like all of this stuff.

And then CPAs can really focus on their clients and what their real problems are.

So maybe you have too much money on your bank account, which should be earning a yield.

So there are different types of services which organizations don't always have the right help for.
Giving advice or doing advisory services is something that we've been talking about as a profession for a long time.
One of the challenges is, at least in my experience, that I wasn't taught how to do this in school.
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