However, it's certainly a tool that we can use to get to that point in time.

I think if you change the question of should AI ever help you make a claim decision, that might be slightly different.

But I think, as Dan said, do our policyholders expect the decision on their claims to be made by a tool and not an adjuster? I think that would kind of be a way to think about it as well.

And they're very surprised if a sort of AI tool made a decision on a specialty claim.

Picking back, Lorraine, to what you said about accuracy and confidentiality, just taking those separately.

With accuracy, this has been sort of a kind of constant drumbeat with AI.

Dan just mentioned the idea of lawyers using it inappropriately.

I think we always feel that we're perhaps the last department that's thought of, but I'm hoping that we will be included in the conversation when it comes to AI.