And considering we were able to extract all that data from the participants to the survey, what surprised you most in the survey in terms of AI adoption? And I'll come to you on that one.

Thanks, Sarain.

So to provide some further context to the listeners, the survey covered the following outcomes.

So AI usage and claims, understanding and training, limitations and concerns, AI and claims decision making and future outlook.

Within AI usage in claims, we compared frequency versus time saving.

Now, the surprises that came out of that was that there was frequent use of claims handlers using AI on a weekly basis.

This was more frequent than we expected, based on the fact that this was a survey conducted, as Dan said, in September last year.

But it is definitely a top concern.