Oct 21, 2026 · 1 hr 2 min · 12 segments
Mortgage rates are up, monthly payments are climbing, and buyers are wondering if they should just wait it out. But what if there are ways to make buying a home more affordable right now? In this…
Shannon WatkinsHostJames ClarkHostNow, have you come across, and I don't know what help you can give, but let's say somebody has bought a home a few years ago.
Um, is there some things that, that a lender can do to help, you know, with that situation to make, for them to be able to sell and to buy?
[laughs] There, um, there's a lot to unpack there, and that's why it's, you know, it's very dependent on their situation and all their, their factors.
So, um, you know, for example, a few things I thought of with just that one scenario, we have bridge loans.
Um, like, that's one thing, where essentially we can do a loan between the two properties-
... that'll allow them to buy this new home, you know, while they're waiting on the other one-
There's a cost associated with that, so- You know, it's not the cheapest loan in the world.
They, they do have a lot of fees associated, but just so you're aware of them, you know, that's something we would put out there.
Something we can help with on qualifying is, you know, they could rent out their house, their, the house that they're departing or leaving.
Even if they're not actually, you know, renting it out, we can, you know, get creative on the back end and offset that mortgage to help them qualify for the new one.
Um, you know, if their options at the end of the day are either to sell it or rent it, like we know-
Now, have you come across, and I don't know what help you can give, but let's say somebody has bought a home a few years ago.
Um, is there some things that, that a lender can do to help, you know, with that situation to make, for them to be able to sell and to buy?
[laughs] There, um, there's a lot to unpack there, and that's why it's, you know, it's very dependent on their situation and all their, their factors.
So, um, you know, for example, a few things I thought of with just that one scenario, we have bridge loans.
Um, like, that's one thing, where essentially we can do a loan between the two properties-
... that'll allow them to buy this new home, you know, while they're waiting on the other one-
There's a cost associated with that, so- You know, it's not the cheapest loan in the world.
They, they do have a lot of fees associated, but just so you're aware of them, you know, that's something we would put out there.
Something we can help with on qualifying is, you know, they could rent out their house, their, the house that they're departing or leaving.
Even if they're not actually, you know, renting it out, we can, you know, get creative on the back end and offset that mortgage to help them qualify for the new one.
Um, you know, if their options at the end of the day are either to sell it or rent it, like we know-
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