a first home buyer window of opportunity that won't last forever
Jul 20, 2026 · 50 min · 11 segments
Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future…
Jul 20, 2026 · 50 min · 11 segments
Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future…
And I think that you mentioned about supply, like the fundamentals haven't changed, have they? The dynamics of lending is what's changed.
Well, I think the budget has changed lending policy and people who could borrow can't.
And I think we've seen a few cases of ones that are really starting to take advantage of it.
There's some data out from Cotality last week at the time of recording that mentioned the top capital growth cities or towns and suburbs in the last 16 years, right? I don't know why it was 16 but maybe because it was since 2010.
Of course, they're the towns and cities that grow because the high owner-occupier rates, the emotion of buying puts prices up, right? Like for anyone who's sitting there saying investors push prices up, right, have got their head read.
Bad investors go and follow the other investors into crappy towns, crappy subdivisions, like oversupplied properties, oversupplied markets.
Now, I think this borrowing capacity changes is going to shift some investors into actually moving into those different areas.
And I think that you mentioned about supply, like the fundamentals haven't changed, have they? The dynamics of lending is what's changed.
Well, I think the budget has changed lending policy and people who could borrow can't.
And I think we've seen a few cases of ones that are really starting to take advantage of it.
There's some data out from Cotality last week at the time of recording that mentioned the top capital growth cities or towns and suburbs in the last 16 years, right? I don't know why it was 16 but maybe because it was since 2010.
Of course, they're the towns and cities that grow because the high owner-occupier rates, the emotion of buying puts prices up, right? Like for anyone who's sitting there saying investors push prices up, right, have got their head read.
Bad investors go and follow the other investors into crappy towns, crappy subdivisions, like oversupplied properties, oversupplied markets.
Now, I think this borrowing capacity changes is going to shift some investors into actually moving into those different areas.
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