
The Financial Wellbeing Podcast
Jun 26, 2026 · 47 min · 8 segments
**Episode 129: What are you building towards with John Moore** In this episode of The Financial Wellbeing Podcast, Chris Budd is joined by his friend John Moore for a moving conversation about…
David LloydHost
Tom MorrisPanelist
Anyway, before we move on to that interview, we need to talk about being mean, being tight, being, most specifically, tight-ass Tomo.

Now, it's beholden to me every so often to just remind people where the legend that tight-ass Tomo was born.

So, several years ago, not long after he joined Ovation, He was going out to lunch with Chris, who then was very much his boss and with another colleague as well, and he said, guys, don't worry, this one's on me.

So he took them to a lunch place, nothing too fancy but not very nice, steered them deftly towards a particular chicken item on the menu, which they thoroughly enjoyed, and at the end said, guys, right, I'm settling this, don't you worry.

it transpired that the reason he'd steered them deftly towards this particular chicken comestible was he had a voucher, a voucher that enabled him to get the meal for free.

It was a very clever piece of manoeuvring, but it's made him now the master of meanness that he's become.

And we look upon him very much like to give us those tips to share with us so that we can get through life, particularly during these troubled, high cost of living times without spending too much money.

I know he listens and he's going to get all bristly and excited when he listens in the car on whatever trip he's on.

I'm going to stop there actually, because I think my Derbyshire accent needs work.

It was all right, was it? And he said, get, his children are sort of late teens.

He said, get your children to work in shops that you, you buy clothes from and in places that you like to eat.

Anyway, before we move on to that interview, we need to talk about being mean, being tight, being, most specifically, tight-ass Tomo.

Now, it's beholden to me every so often to just remind people where the legend that tight-ass Tomo was born.

So, several years ago, not long after he joined Ovation, He was going out to lunch with Chris, who then was very much his boss and with another colleague as well, and he said, guys, don't worry, this one's on me.

So he took them to a lunch place, nothing too fancy but not very nice, steered them deftly towards a particular chicken item on the menu, which they thoroughly enjoyed, and at the end said, guys, right, I'm settling this, don't you worry.

it transpired that the reason he'd steered them deftly towards this particular chicken comestible was he had a voucher, a voucher that enabled him to get the meal for free.

It was a very clever piece of manoeuvring, but it's made him now the master of meanness that he's become.

And we look upon him very much like to give us those tips to share with us so that we can get through life, particularly during these troubled, high cost of living times without spending too much money.

I know he listens and he's going to get all bristly and excited when he listens in the car on whatever trip he's on.

I'm going to stop there actually, because I think my Derbyshire accent needs work.

It was all right, was it? And he said, get, his children are sort of late teens.

He said, get your children to work in shops that you, you buy clothes from and in places that you like to eat.
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