Oct 5, 2026 · 30 min · 21 segments
**Cut Your Bills by DIYing & Protect Yourself From This Devastating Online Scam** "Necessity is the mother of invention"—that classic adage takes on new meaning under today’s cost pressures. High…
Clark HowardHostKrista DiBiaseHost
So I shared recently a story that I took auto mechanics for nine months when I was in my early 20s because cars were much less reliable then, and I got hit with a big repair bill on a car, and I was like, "Nope, nope." And I was working a full-time job.

But I took two nights a week auto mechanics for nine months just so I would understand what was going on with cars.

And the things that I would be able to do for myself, let me tell you, [laughs] it was dangerous for me to try to do anything to cars.

And this whole thing about feeling like you need to hire someone for everything, maybe part of the answer is you learn how to do some things for yourself.

Not the thing that happens where people say, "Oh, I'm not gonna pay the plumber for that," or, "I'm not gonna pay the whoever for that other thing." If you just are winging it, you're gonna be a, a problem to your wallet.

You gotta actually skill up, and more and more people are doing things DIY because they've got to conserve money.

And I've learned as I've shared anecdotes from time to time about how I have looked on YouTube and been able to do something I've not been able to do before.

You needed YouTube to know how to do that?" Well, yeah, I probably did 'cause I'm not normally really good at anything mechanical, but I've been doing more things for myself.

Who knows? You might even develop an interest in something that you develop enough skill, get the training, and you have a new part-time gig or maybe something you realize should be what you're actually doing for a living.

You know, a lot of things that we hire others for are things that AI, if you're worried about AI taking your job, AI isn't gonna be able to replace them.

So the more you learn, the more you can take care of things potentially yourself, and the more you may create a new money-making opportunity for yourself.

So I shared recently a story that I took auto mechanics for nine months when I was in my early 20s because cars were much less reliable then, and I got hit with a big repair bill on a car, and I was like, "Nope, nope." And I was working a full-time job.

But I took two nights a week auto mechanics for nine months just so I would understand what was going on with cars.

And the things that I would be able to do for myself, let me tell you, [laughs] it was dangerous for me to try to do anything to cars.

And this whole thing about feeling like you need to hire someone for everything, maybe part of the answer is you learn how to do some things for yourself.

Not the thing that happens where people say, "Oh, I'm not gonna pay the plumber for that," or, "I'm not gonna pay the whoever for that other thing." If you just are winging it, you're gonna be a, a problem to your wallet.

You gotta actually skill up, and more and more people are doing things DIY because they've got to conserve money.

And I've learned as I've shared anecdotes from time to time about how I have looked on YouTube and been able to do something I've not been able to do before.

You needed YouTube to know how to do that?" Well, yeah, I probably did 'cause I'm not normally really good at anything mechanical, but I've been doing more things for myself.

Who knows? You might even develop an interest in something that you develop enough skill, get the training, and you have a new part-time gig or maybe something you realize should be what you're actually doing for a living.

You know, a lot of things that we hire others for are things that AI, if you're worried about AI taking your job, AI isn't gonna be able to replace them.

So the more you learn, the more you can take care of things potentially yourself, and the more you may create a new money-making opportunity for yourself.
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