Jul 29, 2026 · 28 min · 11 segments
In this crossover episode of Regulatory Oversight and The Consumer Finance Podcast, Mike Yaghi and Lane Page join Taylor Gess from Troutman Pepper Locke's Consumer Financial Services practice group to…
Taylor GessHost
One common theme we've seen running through many of our podcast episodes recently is the increase in state regulatory enforcement activity in light of the current administration's rollback of that type of activity.
Given that federal regulators have changed priorities under the current administration, we're definitely seeing point of sale become a greater focus for state regulators and state attorneys general.
And it's not surprising pricing and fees are obviously a big part of point of sale focus in those transactions in terms of are any of the charges or fees that consumers pay Hidden, according to the state, those are all areas that regulators are certainly focused on to ensure that none of their state laws from their perspective are being violated during point of sale transactions.
So it's not shocking that that's what we're seeing and it's continuing and will continue.
And I think one area states appear to be concerned with currently is buy now, pay later.
One common theme we've seen running through many of our podcast episodes recently is the increase in state regulatory enforcement activity in light of the current administration's rollback of that type of activity.
Given that federal regulators have changed priorities under the current administration, we're definitely seeing point of sale become a greater focus for state regulators and state attorneys general.
And it's not surprising pricing and fees are obviously a big part of point of sale focus in those transactions in terms of are any of the charges or fees that consumers pay Hidden, according to the state, those are all areas that regulators are certainly focused on to ensure that none of their state laws from their perspective are being violated during point of sale transactions.
So it's not shocking that that's what we're seeing and it's continuing and will continue.
And I think one area states appear to be concerned with currently is buy now, pay later.
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