Oct 15, 2026 · 17 min · 11 segments
Today we will be discussing… //// T I M E C O D E S 0:00 - INTRO: X MONEY BANK JUST ADDED RLUSD ON XRPL! (550M USERS!) 01:20 - CROSS RIVER BANK ADDS RLUSD ON THE XRPL! 02:04 - WHY DOES THIS…
Johnny KryptoHostSo what happened earlier today? CrossRiver Bank announced that it's integrating the RLUSD stablecoin running on the XRP ledger directly into its core banking system.
Now, this is not some small side project.
rl usd is now available as the new payment rail inside of the same core banking system that cross river already leverages for ach wires and real-time payments today fintech partners can now access the rl usd stablecoin through one single api connection and they can move between regular us dollars rl usd stablecoins and settle those transactions instantaneously 24 7 leveraging the xrp ledger so here's why this matters for xrp investors CrossRiver Bank is currently powering XMoney, and it holds the deposits, the Visa cards, and runs the payment rails for Elon Musk's payment feature inside of the X platform.
Well, until today, that infrastructure was traditional banking only.
But now, the same core system that sits underneath XMoney has Ripple's native stablecoin RLUSD running across the XRP ledger.
Now, that does not mean that XRP is launching on XMoney tomorrow, but it does mean that the technical and banking infrastructure that XMoney already relies on can now process stablecoin transactions that settle directly on the XRP ledger.
Once that rail exists inside of the core banking system, we are going to see utility enter the network.
And for the first time ever, we may see one of Ripple's core banking clients start leveraging the XRP token for liquidity, bridging, as well as further settlement inside of this social media network.
Now, this is a massive step towards full utilization of the XRP ledger here in 2026, but it's undeniable that these connections here are starting to come to fruition.
And what gets me most excited is that the XRP ledger is sitting right alongside some of the most dominant payment platforms today.
The XRP ledger is being used as a new rail inside of Cross River Bank's COS for settlement.
RLUSD opens up the doors for the network integration and the ledger takes care of the rest.
The XRP ledger accelerates at this type of use case, fast, efficient settlement, leveraging its native protocol features outside of the boxes like tokenization and payments.
Using the XRP ledger is a true unlock for XRP as a knock-on effect by providing liquidity on the decks via auto bridging, reserves and fees, as well as trust lines and accounts.
This is purpose-built settlement machine going live starting today.
So if you guys are excited about this integration, smash that like button and leave some of your thoughts underneath the video.
But it's undeniable that this is a massive moment, not just for Ripple, but for XRP investors at large.
So what happened earlier today? CrossRiver Bank announced that it's integrating the RLUSD stablecoin running on the XRP ledger directly into its core banking system.
Now, this is not some small side project.
rl usd is now available as the new payment rail inside of the same core banking system that cross river already leverages for ach wires and real-time payments today fintech partners can now access the rl usd stablecoin through one single api connection and they can move between regular us dollars rl usd stablecoins and settle those transactions instantaneously 24 7 leveraging the xrp ledger so here's why this matters for xrp investors CrossRiver Bank is currently powering XMoney, and it holds the deposits, the Visa cards, and runs the payment rails for Elon Musk's payment feature inside of the X platform.
Well, until today, that infrastructure was traditional banking only.
But now, the same core system that sits underneath XMoney has Ripple's native stablecoin RLUSD running across the XRP ledger.
Now, that does not mean that XRP is launching on XMoney tomorrow, but it does mean that the technical and banking infrastructure that XMoney already relies on can now process stablecoin transactions that settle directly on the XRP ledger.
Once that rail exists inside of the core banking system, we are going to see utility enter the network.
And for the first time ever, we may see one of Ripple's core banking clients start leveraging the XRP token for liquidity, bridging, as well as further settlement inside of this social media network.
Now, this is a massive step towards full utilization of the XRP ledger here in 2026, but it's undeniable that these connections here are starting to come to fruition.
And what gets me most excited is that the XRP ledger is sitting right alongside some of the most dominant payment platforms today.
The XRP ledger is being used as a new rail inside of Cross River Bank's COS for settlement.
RLUSD opens up the doors for the network integration and the ledger takes care of the rest.
The XRP ledger accelerates at this type of use case, fast, efficient settlement, leveraging its native protocol features outside of the boxes like tokenization and payments.
Using the XRP ledger is a true unlock for XRP as a knock-on effect by providing liquidity on the decks via auto bridging, reserves and fees, as well as trust lines and accounts.
This is purpose-built settlement machine going live starting today.
So if you guys are excited about this integration, smash that like button and leave some of your thoughts underneath the video.
But it's undeniable that this is a massive moment, not just for Ripple, but for XRP investors at large.
The rest of this transcript — segmented and speaker-labeled, so you land on the exact moment something was said
Search every transcript — by keyword, by phrase, or by meaning, across every show Radar indexes
Trends — what is surging across podcasts, measured against its own baseline
Alerts — when a name you follow appears in a newly indexed episode
No account is needed to search Radar.