Life, Liberty, and the Pursuit of Coverage

So we are going to dive right into it.

We are going to be talking about just kind of many different facets of insurance, uh, going all the way from hopefully not life insurance all the way down to pet insurance and everything in between.

So let's kind of talk about what some of the insurance policies you might need to call upon should your 4th of July celebrations warrant it.

Yeah, so a general overview of the different types of insurance.

Some of them are more applicable to our 4th of July compared to others.

So starting us off with our life insurance, we have our term insurance, whole life, universal.

So that's our life insurance, property and casualty.

That includes our home insurance, which we'll get into a little bit later in this episode, followed by our auto insurance, our PAPs, our personal liability umbrella policy.

our health and medical insurance, disability insurance.

I included governmental and institutional here because we have our FDIC insurance.

So that covers, if anything, it goes bad with our economy.

That would be quite the 4th of July mix up if it causes a bank to fail.

A way to celebrate the 250th, I guess.

And then I added some other fun ones.

These usually don't end up on the CFP exam, but pet insurance, accident, identity theft.

Those are some options that people have through their employers.

But this is our insurance sort of ecosystem.

Highlighting

smorgasbord of policies.

Exactly.

Yes.

So some of the things that we might highlight for our 4th of July, you're having fun, you're out and about, you're setting off your fireworks despite, you know, so many accidents happen every year, but we just never learn.

So some of those include our property and casualty, our auto insurance.

If you injure someone, our liability umbrella policy.