Is Financial Freedom Real?

So can you talk me through what those weekly and monthly habits are and, you know, who could possibly benefit from that if they're watching and listening and maybe they're in debt or they're not yet saving and investing?

Yeah, absolutely.

People find budgeting really difficult because it's looking past you.

Next month's going to be completely different.

You've got, you know, Linda's 47th birthday coming up.

You've got X, Y and Z in the diary that you, you know, you forgot about.

And it blows out the budget because you were looking at past you trying to budget, which is just impossible to do.

And so that's why a lot of people don't budget, even though they know that they should.

So the three bank system proactively looks at your spending.

So you basically have one bank you get paid into.

The second bank is for your bills and subscriptions.

Your third is your savings account.

The bonus bank, number four, is your savings and investments part.

Right.

Or your self-invested personal pension.

Yeah.

You send the money out to your savings and investments first, pay yourself first.

You are more important than your bills.

Your bills are still important.

Pay your bills, please.

And then essentially what's left in bank number one is it.

And let's just say for argument's sake, it's 800 pounds.

Like now you can budget.

that 800 pounds rather than budgeting the full amount and it's a lot easier to do because you're like okay i've got 200 quid a week to now last me for the rest of the month my savings are taken care of my bills are taken care of and you'll see that the big overarching theme of that is just automation

and