Mm.

So the reason I pay a lot of attention to this is for that reason.

I, I embrace it in my everyday life as well with an intent to learn from it and know where the boundaries are, so we can do it the right way inside the ecosystem of what we are living in.

I'll give you one example.

We push where we can, I mean, I push the team a lot on where we can be more efficient, shift left, a lot of the aspects, uh, I want the team to incorporate.

When you go look at the servicing processes, there are certain processes inside the servicing/mortgage ecosystem where if you read the fine print on the regulatory side of things, it says, "You certify under penalty of perjury that what you have done here is accurate," this, that, and the other, right? When you reach conditions like that, you want to be really careful.

That's not the place to use artificial intelligence.

Yeah.