May I now invite Mr. Piyush Gupta to deliver his remarks, please.

Uh, Minister for National Development and Deputy Chairman of the Monetary Authority of Singapore, Mr. Chee Hong Tat, uh, Director of the Institute of Policy Studies, Mr. Janadas Devan, uh, distinguished guests, uh, ladies and gentlemen, uh, good evening, and thank you all for joining us here this evening.

Um, let me first thank, uh, uh, start by thanking, uh, Minister for making time to be here today.

It's a busy time, and so you do me great honor by carving out some time to show up for, uh, this, uh, book launch.

But, you know, your presence as Deputy Chairman of MAS means a great deal for a book about a sector that MAS has done so much to shape over the years.

Uh, and, uh, Director Janadas, uh, and the Institute of Policy Studies, uh, thank you for allowing me the opportunity to distill my experience in the banking sector into these lectures and into this book.

Now, both, uh, Janadas and, uh, Minister have given you some sense of, uh, the book, but let me expand a little bit on a couple of things I was trying to tease out in these lectures.

So, uh, tell me in terms of basic housekeeping, what are those one, two, or three things that investors should do today?

So SIP has been, in fact, the biggest success story as far as personal finance is concerned, right? SIP assets have grown sixfold in the last six years.

Monthly SIP contribution today stands more than thirty thousand crore.

One of the key reason for the success story is convenience that SIP provides for investors to invest into MF across market cycles.

Some of the things that the investor can do is first they should review their consolidated account statement or cash statement that is provided on a monthly basis.

Look at the full portfolio in one place.

Then show the extent to which the investments are scattered across multiple schemes.

But, you know, three points that SIP investors should remember as far as their expectations are concerned, Piyush.

Nice to see you.

Nice to see you.

And hi, Esther.

I met you at Apollo House, and it was amazing.

You are the sweetest person I know, honestly.

I must be too nice.

No, you are, actually.

That's the answer to your question.