a little bit of product tankers some containers some gas and um that's mostly it and um we've been doing fairly well most of our people come back and we're back these days not only by oak tree but we're also backed by some very good banks

Good afternoon.

My name is Haris Antoniou.

I'm the founder and managing director of Neptune Maritime Leasing, which, as I mentioned before, does exactly what the title says.

We do maritime leasing, so we offer financing to ship owners in the form of leasing.

And we opted for that type of structure because we thought it was the most efficient and at the same time flexible structure through which owners could borrow increased amounts of capital compared to what a bank would offer.

And at the same time, investors would enjoy a decent yield.

Harris, do you agree? I was