A Broker & Buyer's Agent Debate Every Commercial Property Rule (Part 2) | Ep. 7

**🔗 Want to see how we can help you? Let's chat:** https://calendly.com/naveen\_merani/new-meeting  **\_\_\_\_\_\_\_\_** **In Part 2, Steve and Naveen pick up with Sid & Tina now that the commercial property is bought. Steve runs the next ten years on the asset, whether the couple should go again on a second one, and what their retirement looks like if they stop at one.**  **Naveen covers the finance side, including why he pushes clients toward an 80% LVR with an offset account rather than a larger deposit, and the limited recourse trap that locks the extra contribution away for good.**  **\_\_\_\_\_\_\_\_** **LET'S CONNECT:** **LinkedIn: https://www.linkedin.com/in/naveen-merani/** **Facebook: https://www.facebook.com/yourfinancenetworksydney** **Instagram: https://www.instagram.com/yourfinancenetwork/** **TikTok: https://www.tiktok.com/@yourfinancenetwork** **Website:** https://yourfinancenetwork.net.au/ **\_\_\_\_\_\_\_\_** **ABOUT:** **👋 Hi, I'm Naveen.** **Not long ago, I was working in private and business banking across major banks, helping high-net-worth clients with complex finance needs. On paper, it was a great career - steady, respected, comfortable. But something was missing.** **I kept seeing a pattern: smart, hard-working business owners, professionals, and self-employed clients falling through the cracks - simply because they didn't fit the cookie-cutter model the banks relied on. Their income was unpredictable, their structures too complex, their goals more ambitious than the system could handle.** **That didn't sit right with me.** **So after more than a decade in banking, I made the leap. I left the comfort of the corporate world to build something more personal - something designed to actually serve the people I care most about helping.** **Now, as a mortgage broker, I work with people like you:** **✅ Professionals buying their first or next investment property** **✅ Self-employed business owners who've been told "no" because their finances are "too complex"** **✅ People exploring how to use their super to buy property - but unsure where to begin** **My approach is strategic, but human. I take the time to understand your story - not just your payslips or tax returns. Because great finance isn't just about numbers. It's about clarity, structure, and having a plan that moves you toward your long-term goals.** **If you're looking for a broker who's been on both sides of the lending desk - and who genuinely cares about helping you build wealth with confidence - let's talk.** **\_\_\_\_\_\_\_\_** **DISCLAIMER:** **The views and opinions expressed on this channel are solely those of the individual speakers and do not necessarily reflect the official policy or position of any organisation. The content provided is intended for general informational purposes only and should not be construed as professional advice. Please consult with a qualified professional for specific guidance. By watching this channel, you acknowledge that you understand and accept these terms.**