Sep 27, 2026 · 53 min · 11 segments
**I’ve spent 6-figures, sold two cars and an investment property, and been stabbed in the guts twice a day for weeks on end.** This is the episode where I finally tell you what IVF actually…
Kate MuirHost
And, you know... ivf or assisted pregnancy as they call it is not actually covered under any private policy at all if you guys have found somewhere that does that please let me know because i'd be very very interested but um we do get hospital stays and need to test some of our appointments covered that sort of thing where we just have to pay a gap and and and those sorts of things but the actual ivf process itself is not covered by private health so For clarification, this is the out-of-pocket costs of our IVF cycles themselves, egg freezing fees, all medical appointments, hospital stays, medications, injectables, naturopathy, pelvic physio, psychology, literally everything that we've had to go through so far.

I actually thought it was $209,000, but it's $215,000 that we've spent so far in the last... four and a bit years, which is like, Just an astronomical amount of money.

And look, we understand the privilege that comes with being able to afford this and we understand the privilege of being able to afford our $200 a week private medical cover and all those sorts of things.

And like I said, I cannot speak for the experience of anyone going through the public system because that hasn't been our journey, but...

My OBS starts seeing tomorrow, which will be last week by the time this goes to air.

But the great news with that is the hospital procedure or birth is actually covered.

So, you know, here's me, dumbass, strapping in for a big payment to be able to pay.

And, you know... ivf or assisted pregnancy as they call it is not actually covered under any private policy at all if you guys have found somewhere that does that please let me know because i'd be very very interested but um we do get hospital stays and need to test some of our appointments covered that sort of thing where we just have to pay a gap and and and those sorts of things but the actual ivf process itself is not covered by private health so For clarification, this is the out-of-pocket costs of our IVF cycles themselves, egg freezing fees, all medical appointments, hospital stays, medications, injectables, naturopathy, pelvic physio, psychology, literally everything that we've had to go through so far.

I actually thought it was $209,000, but it's $215,000 that we've spent so far in the last... four and a bit years, which is like, Just an astronomical amount of money.

And look, we understand the privilege that comes with being able to afford this and we understand the privilege of being able to afford our $200 a week private medical cover and all those sorts of things.

And like I said, I cannot speak for the experience of anyone going through the public system because that hasn't been our journey, but...

My OBS starts seeing tomorrow, which will be last week by the time this goes to air.

But the great news with that is the hospital procedure or birth is actually covered.

So, you know, here's me, dumbass, strapping in for a big payment to be able to pay.
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