S8 Ep22: August 8, 2026 - Find the Gaps: Build a Financial Plan for Every Stage of Life

What would the plan look like? To begin with, it wouldn't start with a product.

If someone starts with a product, then you know that they're a salesperson and their job is to sell that product.

We will begin by asking a little bit about you.

So the first thing we do is we'll find out, you know, who you are, you know, where you're from, what do you do? Do you have kids? Are you married? For us, all that kind of stuff.

And so that's going to be the beginning.

And generally speaking, I would ask to start with what's your goal? You know, why would you take time to meet with someone? Generally speaking, if I ask you right now, what's your number one financial goal? If you're listening right now, you know what that is.

You know what that number one financial goal is.

What is your number one worry when it comes to your mind right now, when it comes to your money? Then what's the most pressing thing that is one of those can of worms that you want to fix right now? This is how we start it.

Then from there, we would find out where you're at.

What have you already done? What do you have? What do you owe? All that kind of stuff.

What's missing? Okay, are you really taking your money and using it for the priorities you want to do? And then we're going to give you some ideas on what your next financial move should be.

that's beginning with what we call a goal a plan a schedule we then go in and we create through education and advice get you more confident in what you're doing from there we move to a defense that's protect your income and assets and avoid mistakes we go to the offense I've Coin this, defense, offense, I'm a sports guy.

The offense is to grow your wealth and build generational wealth.

So it would include estate planning, all that kind of stuff.

And then from there, we go find products.

So we don't bring products in.

You have to have products to reach your financial goals.

You can't just have a written plan with no products behind it.

But then what we do is we go find the products that make sense.

And I'm going to be kind of going through that today, depending on the stage of life you're in.

We're going to find the products that make sense.

And then from there, your life changes.

Things happen all the time.

You know, people get married, they get divorced, they have kids.

you know, inherent money.