Jul 20, 2026 · 14 min · 6 segments
Feeling like homeownership is out of reach can be incredibly discouraging, especially when you've worked hard and done all the right things. We talk through the challenges of today's housing market…
Even debt-free, making six figures, it's still hard to afford a home where you want to live-
And so I, I get where he's coming from, but the real question, how can I possibly afford a home, is set a goal.
And if you're debt-free, you should have no payments, and if you have reasonable rent right now, you should have a s- a pretty good amount of margin in that 124 grand-
... to set aside in a high-yield savings account to start saving up a down payment.
I mean, we just talked to a couple, right, in the, at this, right before the break.
And they make, they bring home 5,000, and she said they still can probably put away 1,300, and that's with her and two kids and a husband.
Now, does that have to be true for your parents for as long as what you're gonna have to do? Maybe not.
Uh, but it is the reality, and I think that's what's hard, is, like, it sucks, and I think we can say that.
Even debt-free, making six figures, it's still hard to afford a home where you want to live-
And so I, I get where he's coming from, but the real question, how can I possibly afford a home, is set a goal.
And if you're debt-free, you should have no payments, and if you have reasonable rent right now, you should have a s- a pretty good amount of margin in that 124 grand-
... to set aside in a high-yield savings account to start saving up a down payment.
I mean, we just talked to a couple, right, in the, at this, right before the break.
And they make, they bring home 5,000, and she said they still can probably put away 1,300, and that's with her and two kids and a husband.
Now, does that have to be true for your parents for as long as what you're gonna have to do? Maybe not.
Uh, but it is the reality, and I think that's what's hard, is, like, it sucks, and I think we can say that.
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