From the archive: Linda Garcia live with Shannon Cohen of Rockstar Woman Movement

And so this is where the question comes from is this pantry analogy that I came up with, where for people that have an endless amount of money, let me give you the stats first.

Yes, this is very important for us to understand.

In the United States of America, 15% of the people in the United States of America are invested in the stock market.

15% of Americans are invested in the stock market.

A lot of people think that because they have a 401k or they have a mutual fund, they are invested in the stock market.

That's a lie.

You're invested into whatever fund is managing that those shares.

You are not a direct owner of a stock if the only thing you have is a 401 and a mutual fund.

And that is OK.

We need to be participating in those things.

But we also need to be participating in the ownership of the United States of America.

Investing in the United States of America is one of the most important investments we can all make.

And only 15% of us are making that investment.

Those 15%, they are the top 10% most wealthiest people in this country.

So only the top 10%, they own 90% of all American shares.

This means that we are not where we need to be as a community for all of the 85% that are not participating.

We are participating in consumerism, which is making the top 10% even richer and richer and richer.

And we need to be participating in ownership.

And so when I talk about a pantry, it's very different from the way a financial advisor that is managing millions or the top 10% money.

It's a very different approach that I have.

It's a very practical approach on how we can participate.

I like to say that we shouldn't be investing unless we have many years of experience under our belts.

But to start with, we shouldn't be investing in more than three publicly traded companies.

And I think that as a beginner, we should participate in one publicly traded company.

And a lot of financial advisors at the very top that manage millions will tell you that's a mistake because you're invested in only one company and the risk for that.