FIAM - The CEO That Made More Than The Charity

**Welcome to Fraud in a Moment** - This 4-minute story shares the unscrupulous practices of charities that set themselves up as personal checkbooks for their leadership and deceive seniors and retirees with colorful and alluring missions that barely receive funding from the $1000's or $1,000,000's donated. **If you like this story - please click the SHARE button above and share with an important senior in your world!** **BE SURE TO SUBSCRIBE TO KEEP MORE STORIES LIKE THIS ONE COMING!** Check out our other stories: [www.youtube.com/@FIAM4U00](www.youtube.com/@FIAM4U00) Check out the https://MARC4U.org website for all things Fraud Awareness for Seniors and **Retirees including our full-length episodes of Fraud on the Front Porch** http://www.youtube.com/@FraudontheFrontPorch discussing the ocean of fraud plaguing Seniors and Retirees. **Intro Liner:** When you look at a charity’s mission and then look at its spending… and realize the mission isn’t the priority it's a horrible feeling…especially when you've been supporting it year after year. Charities are supposed to lift people up. They’re supposed to serve communities, fund programs, and make the world a better. Place. But sometimes, behind the smiling photos and heartfelt stories, there’s a different truth — a truth buried in salaries, bonuses, and board decisions that never see the light of day. This is **Fraud in a Moment** and the truth starts now. **Lessons Learned for Seniors and Retirees** 1. **Excessive salaries are a major red flag.** When leadership earns more than the charity spends on programs, something is wrong. 2. **Program‑to‑administrative ratios matter.** Healthy charities spend **65–85%** on programs — not 28%. 3. **Independent boards protect donors.** Boards without independent members often approve unreasonable salaries. 4. **Mission drift is real.** Charities can lose focus over time, especially when leadership stays too long. 5. **Glossy brochures don’t equal impact.** Marketing can hide inefficiency. 6. **Always check Form 990 before donating.** It reveals salaries, spending, and priorities.