Financial Futures: A Measured Wealth Podcast
Oct 8, 2026 · 23 min · 11 segments
What do personal credit, artificial intelligence, and tariffs have in common? They’re all forces that can have a meaningful impact on your financial life and the broader economy. In this episode…
So everybody should pay attention to personal credit because it will, one, impact what your credit card interest rates may be.
And lots of people have credit cards in which they don't pay off the balances every month.
So your owners of buildings will check your credit score to see how likely are you to be able to pay a lease.
So whether you get a lease or not, and maybe even they would raise the rates of it for the lease.
It has to do with for example you want to get a mortgage that will certainly impact the mortgage rates you can just google that and you'll see credits packed on mortgage rates lots of areas
right and so you know higher mortgage rates is obviously going to mean you know more cash flow to service that debt and you know that's part of what we do here as far as counseling goes and long-term wealth building is to you know make people aware that Higher interest rates are certainly going to reduce the amount that they can put towards their investments for long-term savings and growth.
But in addition to that, a lot of other negative effects too, right? I mean employment offers may be withdrawn.
Yeah, and reduced borrowing capacity can limit the amount that you purchase for a home, the size of the home that you want to purchase, or invest in different other entities.
I'm not saying that someone you're dating will check your credit score to see if they should marry you or not.
What should people be doing to monitor their credit? What should people be doing consistently to make sure that their credit is not being damaged? Right.
Well, first of all, just to maintain good credit, you pay your loans off in time as much as you can.
So everybody should pay attention to personal credit because it will, one, impact what your credit card interest rates may be.
And lots of people have credit cards in which they don't pay off the balances every month.
So your owners of buildings will check your credit score to see how likely are you to be able to pay a lease.
So whether you get a lease or not, and maybe even they would raise the rates of it for the lease.
It has to do with for example you want to get a mortgage that will certainly impact the mortgage rates you can just google that and you'll see credits packed on mortgage rates lots of areas
right and so you know higher mortgage rates is obviously going to mean you know more cash flow to service that debt and you know that's part of what we do here as far as counseling goes and long-term wealth building is to you know make people aware that Higher interest rates are certainly going to reduce the amount that they can put towards their investments for long-term savings and growth.
But in addition to that, a lot of other negative effects too, right? I mean employment offers may be withdrawn.
Yeah, and reduced borrowing capacity can limit the amount that you purchase for a home, the size of the home that you want to purchase, or invest in different other entities.
I'm not saying that someone you're dating will check your credit score to see if they should marry you or not.
What should people be doing to monitor their credit? What should people be doing consistently to make sure that their credit is not being damaged? Right.
Well, first of all, just to maintain good credit, you pay your loans off in time as much as you can.
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