service

So don't act on the information until you've spoken to your financial planner.

You'll find our full disclosure, disclaimer, and link to our financial services guide in the show notes.

Welcome back to another episode of the Australian Retirement Podcast coming to you fresh on a Thursday.

Glad to be here again with my co-host and friend, James O'Reilly.

They come with something called a product disclosure statement or PDS and a target market determination or TMD for short.

These documents are essential to read and understand before you acquire or dispose of that financial product.

You'll find our full disclaimer, a link to our financial services guide and a range of free education by following the links that are available in your show notes.

Thanks for tuning in to this RASP podcast.

Yeah.

And I think, too, you know, you brought up some of the specifics around the mechanical pieces, which I know you guys and all of the service teams and techs here have been in the inside and out from the pumps and all of the parts and know how it all works.

And you do a lot of repair if the repair is needed.

Is this a good time, you know, getting into fall and cooler temperatures? Is this a good time to also check some of the other things going on, your breakers around, you know, maybe the control panels? You know, what happens if they get clogged or wet or, you know, what do we need to look at? What should we be checking when it comes to like the mechanical end of things?

Gotcha.

Good point.

There's no really, it's kind of like, so you take your car to get it serviced, right? Excuse me.

And then, so you change the oil, so you should change the oil filter.

I hope you enjoyed this workshop style episode.

Again, if you want to work together one-on-one, that's crystalward.com slash services.

Link is in the show notes.

And if you go to my website, just crystalward.com, you will also see a page for free workshops.

[laughs]

I love that you just flip that on its head and you find the positive.

And it's, it's very similar to, like, I got asked the question not long ago of, you know, sometimes in financial services you were the, the youngest female in the room and the only female in the room.

Mm.

And that is the same.

Uh, any part of financial planning-

Mm

... or mortgage advice, whichever part of financial services you work in, on paper what might be right for that client to get them the best returns, that's what I also say to people.

Delivers food or amenities directly to your hotel room so you don't have to leave the bed.

Hotel room service.

Servizio and camera del hotel.

Travel insurance.

Protects against unexpected events during travel, such as flight cancellations or medical emergencies.

Hostel The concierge is the staff member at a hotel who helps guests with information, reservations, and special requests.

Concierge Room service delivers food or beverages directly to your room for convenience during your stay.

Room service Servizio in camera.

Breakfast is the first meal of the day that many hotels provide in their dining area or as part of a package.

Breakfast.