Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
Oct 28, 2026 · 25 min · 12 segments
But what is the first thing, Shayna, before we – Make November's budget.
What do we want to do
for October? Guys, if you already have a budget, you're going to go into October and close it out.
You're going to make any tweaks or final changes and just make sure everything got paid, everything happened.
And this is actually really good.
Sometimes my clients, they'll be like, oh, why didn't that get paid? We'll find a bill that we didn't click off and they'll have to go investigate and something happened.
And so it's really good to just make sure everything's good and closed out.
Yeah.
One of the things that I love to tell my clients, this is a great way to have a clean slate moving on from month to month.
So you know exactly what's going on.
And again, when we make your budget, when your income section, we're saying with this money, we're doing all of this with it.
So we want to make sure that month to month, you know, all your money has been incorporated, whether that's paying a bill, putting extra towards debt, you're spending or you're saving.
Yep.
Okay.
So we do budgeting differently, Vanessa.
I think so.
When I look at these other budgets, it makes me want to cry because they look complicated and they look Like it's going to take me a long time, but our budget is five simple columns that your toddler.
Okay.
That's a little crazy.
Your elementary school age child.
Elementary age could figure this out.
And so you can too.
We wanted to make it simple.
We want to make it all on one page.
So it's just five simple columns.
But what is the first thing, Shayna, before we – Make November's budget.
What do we want to do
for October? Guys, if you already have a budget, you're going to go into October and close it out.
You're going to make any tweaks or final changes and just make sure everything got paid, everything happened.
And this is actually really good.
Sometimes my clients, they'll be like, oh, why didn't that get paid? We'll find a bill that we didn't click off and they'll have to go investigate and something happened.
And so it's really good to just make sure everything's good and closed out.
Yeah.
One of the things that I love to tell my clients, this is a great way to have a clean slate moving on from month to month.
So you know exactly what's going on.
And again, when we make your budget, when your income section, we're saying with this money, we're doing all of this with it.
So we want to make sure that month to month, you know, all your money has been incorporated, whether that's paying a bill, putting extra towards debt, you're spending or you're saving.
Yep.
Okay.
So we do budgeting differently, Vanessa.
I think so.
When I look at these other budgets, it makes me want to cry because they look complicated and they look Like it's going to take me a long time, but our budget is five simple columns that your toddler.
Okay.
That's a little crazy.
Your elementary school age child.
Elementary age could figure this out.
And so you can too.
We wanted to make it simple.
We want to make it all on one page.
So it's just five simple columns.
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