Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
Sep 29, 2026 · 28 min · 13 segments
So the, the first thing that we're gonna do to build your October budget is actually go ahead and input your income.
This is the exciting part of your budget.
It's a positive number.
You're like, "Look at me.
I make so much money.
I'm doing a good job." So we want you to put the source of the income.
We want you to put the date that you're expecting it in, and then also the amount.
That seems like a good idea.
How much?
Yeah.
And so these, this couple, these, so this is actually a true budget.
They are a paycheck ahead for him.
They're a brand-new client, and so we were getting them a paycheck ahead.
One step at a time.
Yeah.
I feel like that's fair.
[laughs]
Yeah.
Yeah.
So if you see that he's using September 25th's paycheck to start October, and she's using October 2nd's paycheck to start October because she actually gets, quote-unquote, three paychecks for October, but that 30th paycheck that's coming in will start her for November.
So by the end of October, she will be a paycheck ahead.
Yeah.
So just so in case you're, you are listening and you can't hear, we've got two, we've got his and her paychecks.
One's c- come, for him, he's, his first paycheck is September 25th, and his second paycheck for, of the month of October is the 9th of October, and that's what we mean by getting a paycheck ahead.
But when it comes to income, you're going to add anything, paychecks, side hustles, bonuses, tax returns, reimbursements garage sales.
So the, the first thing that we're gonna do to build your October budget is actually go ahead and input your income.
This is the exciting part of your budget.
It's a positive number.
You're like, "Look at me.
I make so much money.
I'm doing a good job." So we want you to put the source of the income.
We want you to put the date that you're expecting it in, and then also the amount.
That seems like a good idea.
How much?
Yeah.
And so these, this couple, these, so this is actually a true budget.
They are a paycheck ahead for him.
They're a brand-new client, and so we were getting them a paycheck ahead.
One step at a time.
Yeah.
I feel like that's fair.
[laughs]
Yeah.
Yeah.
So if you see that he's using September 25th's paycheck to start October, and she's using October 2nd's paycheck to start October because she actually gets, quote-unquote, three paychecks for October, but that 30th paycheck that's coming in will start her for November.
So by the end of October, she will be a paycheck ahead.
Yeah.
So just so in case you're, you are listening and you can't hear, we've got two, we've got his and her paychecks.
One's c- come, for him, he's, his first paycheck is September 25th, and his second paycheck for, of the month of October is the 9th of October, and that's what we mean by getting a paycheck ahead.
But when it comes to income, you're going to add anything, paychecks, side hustles, bonuses, tax returns, reimbursements garage sales.
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