DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Aug 26, 2026 · 24 min · 16 segments
Allie and Quint break down how AI can be a component of your finances. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal…
[notification sound]
So Johnson, I have a lot of thoughts on this.
I'm gonna hit it on a couple of angles, and then I'll be curious to see what Ally says.
Uh, based on specifically what you mentioned, one of the greatest things about AI is it is going to, it already is to a degree, but you have to be a little bit more advanced, it is going to eliminate the barrier to entry for somebody taking an idea and turning it into an application very quickly.
And what I mean by that is if you desired to do so right now, you could sign up for Claude, you could pay a little bit of money so that you actually got the coding application, and then you could start what's called...
I hate this term, and I hate this what it's called.
It's called vibe coding.
I hate that.
It just sounds dumb.
[laughs]
You could begin vibe coding.
I hate it.
You guys know I don't have a problem with anger.
I have a problem with idiots.
Vibe coding.
You can't even say it.
[laughs]
Ugh.
You could begin having Claude code for you, and you could start to design applications.
In fact, at the University of Kentucky, where I teach, a professor has created a website called, uh, globefin.com or .org.
I don't remember which one it is.
Uh, but it is a nonprofit website that is a host for financial applications developed through AI.
So his desire is, and I think this is genius, his desire is to basically go to the university students and say, "Do you have an idea for a financial app, or a program, or something to improve how we, you know, live our lives in the financial world? H- Here's what you could do." He kinda teaches them tutorial-wise how to set up an account at Claude, and so on and so forth.
And then it's one thing to do that, but then to have a host, to actually have a place to put it so that people can access it, that becomes a little bit more difficult.
[notification sound]
So Johnson, I have a lot of thoughts on this.
I'm gonna hit it on a couple of angles, and then I'll be curious to see what Ally says.
Uh, based on specifically what you mentioned, one of the greatest things about AI is it is going to, it already is to a degree, but you have to be a little bit more advanced, it is going to eliminate the barrier to entry for somebody taking an idea and turning it into an application very quickly.
And what I mean by that is if you desired to do so right now, you could sign up for Claude, you could pay a little bit of money so that you actually got the coding application, and then you could start what's called...
I hate this term, and I hate this what it's called.
It's called vibe coding.
I hate that.
It just sounds dumb.
[laughs]
You could begin vibe coding.
I hate it.
You guys know I don't have a problem with anger.
I have a problem with idiots.
Vibe coding.
You can't even say it.
[laughs]
Ugh.
You could begin having Claude code for you, and you could start to design applications.
In fact, at the University of Kentucky, where I teach, a professor has created a website called, uh, globefin.com or .org.
I don't remember which one it is.
Uh, but it is a nonprofit website that is a host for financial applications developed through AI.
So his desire is, and I think this is genius, his desire is to basically go to the university students and say, "Do you have an idea for a financial app, or a program, or something to improve how we, you know, live our lives in the financial world? H- Here's what you could do." He kinda teaches them tutorial-wise how to set up an account at Claude, and so on and so forth.
And then it's one thing to do that, but then to have a host, to actually have a place to put it so that people can access it, that becomes a little bit more difficult.
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