Mission Lane

The gas has got to be, I was in the car business in 08, 09, and we were in special finance.

We called it at the time.

And so we had people strapped and their credit cards went off the charts.

It only took a couple months.

And to Sarah's point, statistics seven out of 10 have $1,000 in the bank, which is estimated at one month of expenses.

We learned in COVID when the president gave out checks because we were hurting.

We were going to lose houses and cars.

And they started giving people at home dealing with COVID some money.

And it was a huge help.

I don't think the government realized how strapped people are.

And I like the way Sarah says, underemployed.

That's a big thing here.

Great point, the gas prices are affecting credit cards, no doubt.

Yeah, and if I can jump in and just add to Mike's conversation about stories from our customers.

When they tell us what they've achieved...

While they absolutely attribute Mission Lane, when you hear someone talk about or talk with confidence, you know that they've gone through failure and success, right? Because confidence comes from doing something over and over again and then getting to a place where you know you can master it.

And when these folks talk about, hey, you helped me rebuild because I was in a spot where I couldn't dig out, nobody else would give me a chance, or build, new to credit, figuring it out, never really had a credit card.

The confidence that people present in those conversations and how they talk about themselves and what they did and what they built, Michelin's sitting in the background, which is what we should be.

It is pretty stunning.

So that's very inspiring.

And your question about how we've become what we've become, when I interviewed six months ago, it was the people.

Every person to a T smart, experienced, wonderful resume, they'd all been through situations that they never wanted to repeat again in their work career.

It could be Silicon Valley.

It could be other large organizations.

And so the clarity around who we want to be is pretty darn compelling.

The gas has got to be, I was in the car business in 08, 09, and we were in special finance.

We called it at the time.

And so we had people strapped and their credit cards went off the charts.

It only took a couple months.

And to Sarah's point, statistics seven out of 10 have $1,000 in the bank, which is estimated at one month of expenses.

We learned in COVID when the president gave out checks because we were hurting.

We were going to lose houses and cars.

And they started giving people at home dealing with COVID some money.

And it was a huge help.

I don't think the government realized how strapped people are.

And I like the way Sarah says, underemployed.

That's a big thing here.

Great point, the gas prices are affecting credit cards, no doubt.

Yeah, and if I can jump in and just add to Mike's conversation about stories from our customers.

When they tell us what they've achieved...

While they absolutely attribute Mission Lane, when you hear someone talk about or talk with confidence, you know that they've gone through failure and success, right? Because confidence comes from doing something over and over again and then getting to a place where you know you can master it.

And when these folks talk about, hey, you helped me rebuild because I was in a spot where I couldn't dig out, nobody else would give me a chance, or build, new to credit, figuring it out, never really had a credit card.

The confidence that people present in those conversations and how they talk about themselves and what they did and what they built, Michelin's sitting in the background, which is what we should be.

It is pretty stunning.

So that's very inspiring.

And your question about how we've become what we've become, when I interviewed six months ago, it was the people.

Every person to a T smart, experienced, wonderful resume, they'd all been through situations that they never wanted to repeat again in their work career.

It could be Silicon Valley.

It could be other large organizations.

And so the clarity around who we want to be is pretty darn compelling.