I think those two things are common misconceptions.

That's the whole premise of this presentation, really.

I mean, that's exactly it.

You know, making sure you're prepared, making sure, you know, you're always adjusting that plan.

And that's kind of why I think that they created this seminar is really just to connect with people past the dollars and cents and really make sure we have a right plan.

What I'll do now is maybe I'll introduce number two, which is actually the wrong top 10 list.

So back in the 1960s, two psychiatrists, Holmes and Ra, they surveyed about 5,000 medical patients.

stack ranking again what's now the most you know the highest priority for you at that time now I say all the time a big part of our job is being like a counselor to people just walking them through each step because it can get emotional especially when you're talking about some of these things that can happen you know walking through those things and saying I understand you really want to do this but what if this happens and then kind of prioritizing from there