Why don't you tell us about how you got into the business and your background?

Yeah, absolutely.

So I kind of grew up around real estate, real estate sales.

My mom was an appraiser and did some mortgages as well.

Just kind of grew up around the industry.

And I don't know, like after college, I kind of realized that the mortgage industry is massive.

And I started a couple of companies.

Yeah, what are the tricks of the trade, basically, that are allowing them to actually function underneath this umbrella for credit scores?