... with big and small luggages, and so I need those four wheels.

And, and what a core innovation for the luggage industry that we've just forgotten.

It's done.

And I think in the, in the way we operate as insurers, we can work on our core to transform our core.

This is what we've tried to do in AXA Global Healthcare to, uh, you know, bring four wheels to, to our luggage.

In practical terms, today, when you buy insurance, health insurance, you pay your premium, usually with your own credit card, and if you need to see a doctor, you usually pay the doctor with your own credit card, and you will eventually claim to get reimbursed the amount you paid to.

That's what we do every day in our business in two hundred countries, and reimburse claims in, uh, two working days, and we've got a net promoter score of plus sixty-five, so all good.

What were the biggest integration challenges that you faced when you started building this new proposition?