And I guess kind of looking at the lifespan of a SIPP, what's the earliest you can open one? And for somebody who's thinking, "Okay, I'm gonna put my kind of pension strategy together", what age can they start to think about taking money out of it at the moment? Obviously, you know, pension rules change, um, quite frequently, but at the moment, what, what's the kind of age that people can start taking money out?

So yeah, with regards to, um, contributions towards a SIPP, you can do it r- right from outset.

So there are junior SIPPs available within the marketplace.

And a junior SIPP can be a really powerful, um, solution because contributions have the opportunity to, to grow before the child reaches retirement age.

But it should usually come after parents have considered their own financial resilience, things like pension savings, their own, uh, personal debt and, and emergency savings for, for if they're required.

And it's also worth, um, sort of weighting it against shorter term options such as junior ISAs because the money is locked away until pension age.

And that's the really important point.

So for anybody who's thinking about opening a SIPP or already has one, how often should they be checking the performance of their pension funds or pension investments?