How do you view sort of the, the scam piece where people are trying to do push payments, you know, just sending money to someone they don't mean to?

There's not a perfect answer, but I can tell you how we're going about it.

You know, number one is we've embedded fraud and scam detection inside of the network.

So some of the alternative, you know, like Zelle as an example, each financial institution is in charge of their own fraud.

We take fraud at the network level because if there is a scam, the money's coming from a lot of institutions concentrating back to a single user.

Uh, we can detect that and shut it down without any human intervention.

And so we found today fifty-five different common scam patterns that people fall for.

Tell us a little bit about what you're trying to achieve there, and is this really about sort of the community banks defending their deposits, or is this about new use cases?