And, Basilios, do you share the same view as another bank on the panel?

I mean, clearly, this is what is happening.

At the same point in time, we do have a totally different approach to how we look at things at Citi.

And that's because we are not asset financiers.

So whether it's a 10% LTV, does it make the project something that we will lend against? No.

So we are corporate financiers.

So we look at the corporate, we look at the client as a whole.

I would have a few,